The Belguim-based processing company The Society for the World Interbank Financial Telecommunication, SWIFT has launched its own Electronic Blockchain-based Payment System which enables companies to lessen delays and enable banks to verify accounts and process payments faster. Earlier it was rumored that SWIFT and Ripple Inc are partnering for the project, but now it was put to rest.
A Blockchain is a growing list of records, called blocks, which are linked using cryptography. Cryptography is the practice and study of techniques for secure communication in the presence of third party adversaries. Cryptocurrency is a digital currency that uses encryption (cryptography) to regulate the generation of currency and verify the transfer of funds, independently of a central bank.
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